Checking Accounts

FACT: Your checking needs are different from the next person's.

We recognize that. That's why FSG offers a variety of personal checking solutions--to give you the flexibility to choose the personal checking option that's best for you. Explore the options below to find the FSG checking account that’s right for you.

Start with the Basics

All FSG personal checking accounts guarantee these core features:

  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE Debit Card on approval
  • FREE e-Statements
  • FREE Smart Savings Account
  • FREE Access to 20,000 ATMs in our network 1
  • Up to 1% rebate on purchases with CardCash™ Debit Card
  • Overdraft Protection Opt-in available
  • Online security through Trusteer Rapport

Then Build from There

Based on your personal checking needs, you'll find these different account options available to you.

Scroll to the left to view the rest of the table.

Value Student 2 Advantage 3
Monthly Fee $0 $0 $9.97 or $0 4 $14.97 or $0 5
No Minimum Balance 6 x x
FREE Smart Savings with
No Minimum Balance
x x x x
Mailed Statements x 7 x 7 x x
Interest Earned

x x
FREE First Order of Basic Checks
x 8 x x
No Annual Fee on Visa College
Rewards Credit Card 9
Non-FSG ATM Fees Waived
Each Month 10
3 1 3
FREE Stop Payments 1/year 1/month
Yearly Discount on 3x5
Safe Deposit Box
25% 11 FREE 12
Option for No-Fee Money Market
FREE Cashier's Checks Monthly 5
FREE Box of Checks Each Year x 8

Inquire about an account

Questions about any of our checking, savings, or loan accounts? Click on the button below. One of our experienced bankers will contact you shortly to answer your questions.

Find answers to your questions in our FAQ section, too.

Send us an Inquiry

Overdraft Protection

Avoid harsh fees by tying your checking account to a savings or money market account or to another checking account. If you ever overdraw your account and you've opted in to transfers from another account, FSG will pull the remaining amount from one of your connecting accounts. 13

For additional overdraft options such as the Standard Overdraft Privilege from FSG, see our Overdraft Privilege Disclosure through the button below. For answers regarding any of our overdraft options, contact our Customer Care Team at 855-693-7422.

Overdraft Privilege Opt-in 

  1. FSG Bank is a member of the MoneyPass ATM network
  2. Student Checking is designed for you students ages 18-24. Proof of your current student status is needed when enrolling for the account. The account automatically changes to a FSG Value Checking when you turn 25.
  3. Advantage 55 is available to customers who are at least 55 years young
  4. FSG Bank Advantage & Advantage 55 have no monthly fee for accounts maintaining a $1,500 daily balance or a monthly direct deposit
  5. FSG Bank Premier offers no monthly fee for accounts maintaining a $5,000 daily balance, total transaction account balances of $25,000, or total loan balances of $25,000
  6. Fees may apply where FSG covers charges to insufficient funds in the checking account
  7. Mailed statements are made available to you for a nominal fee
  8. Shipping & handling is not included for free boxes of checks
  9. With application and credit approval
  10. Applies to ATMs outside the FSG Bank and MoneyPass networks
  11. FSG Bank Advantage 55 customers receive 50% off rental of the 3x5 safe deposit box
  12. Premier account holders may get a free 3x5 box or 50% off a larger safe deposit box
  13. Overdraft Protection Transfer Fee is $9.95 per transfer ($6.95 for Student Checking)