Fee Schedule

Deposit Accounts

Fee Explanation Fee Amount
Early Closing Fee If account is closed less than 180 days after opening. $25.00
NSF Returned Item When a transaction such as a check or recurring payment is presented for payment and is returned unpaid because the available balance in your deposit account is less than the amount of the transaction, a NSF Returned Item fee will apply.
Also called "returned check" or "bounced check."
$35.95
Overdraft Paid Item When a transaction such as a check or debit card purchase is presented for payment and paid even though the available balance in your deposit account is less than the amount of the transaction, an Overdraft (or negative balance) is created. An Overdraft Paid Item fee may apply. ATM and everyday (one-time) debit card transactions will not be assessed an overdraft fee unless you opt in and add Debit Card Overdraft Service to your account. $35.95
Stop Payment A request made to cancel a check issued by the account holder. $35.95
Dormant Account Charge If an account balance is less than $1,000 and has been inactive (no customer-initiated activity) for two years.
$9.95
Deposited Return Item (Chargeback) A check has been returned to a depositor because it could not be processed against the check originator's account. $14.97
Automatic Transfer for Overdraft Protection Voluntary overdraft protection. Account will be linked to another account to cover possible overdrafts. An Overdraft Protection Transfer fee applies. $9.95
Account Charge Off If an account is delinquent and is continuously overdrawn the account will be reported to collections and closed. Customer will incur the charge off fee.
$30.00
Low Balance Fee Click on the account name and view the Terms of Use tab for details on each account's balance requirements.


Online Banking

Fee Explanation Fee Amount
Personal Account Access
Free


ATM Transactions

Fee Explanation Fee Amount
Lost ATM/Debit Card Replacement Fee charged to replace an ATM/Debit card $6.97
Non-FSG Bank ATM Transaction Fee Fee charged when a FSG Bank customer uses a Non-FSG or foreign ATM. A fee may also be incurred from the ATM itself. $1.49


Customer Service

Fee Explanation Fee Amount
Cashier's Checks Check guaranteed by a bank and signed by a cashier. $10.00
Money Transfers by Telephone
$3.00
Legal Process Fee Processing of any garnishment, tax levy, or other court administrative order against an account, whether or not the funds are actually paid. $100.00
Notary Service Provided for customers only. Verification of identity and signature for important documents.
Free
Collections Items - Domestic Deposit item that requires special handling in order to provide credit to the account. $20.00
Collection Items - Foreign The cost of foreign check collections varies and is based on the U.S. dollar value of the item. The cost may also include fees from the paying bank or other fees. $75
minimum
Safe Deposit Boxes Size, price, and availability vary by location. Ask your local branch manager for details.
Prices vary


Wire Transfers

Fee Explanation Fee Amount
Domestic: Incoming Money being transferred to your bank account from another account or financial institution. The incoming wire transfer form must be filled out to complete the transaction. $15.00
Domestic: Outgoing Money being transferred out of your account into another account or financial institution. The outgoing wire transfer form must be filled out to complete the transaction. $25.00
International Money being transferred to an account that is outside the United States. $50.00


Account/Transaction Research

Fee Explanation Fee Amount
Per Hour
$25.00
Photocopies - per page
$0.99
Statement reprints with items
$2.99


Special Statements

Fee Explanation Fee Amount
Snapshot Activity since last statement drop. $2.95
Duplicate Statement to third party, i.e. accountant. $3.00
Statement w/ Images on CD-ROM CD-ROM copy of your monthly statement. Fee charged per month. $35.00