Rates Disclaimer

Rates are current as listed and are subject to change. The rates displayed do not represent a loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Loan pricing can be locked only through a loan officer. Other restrictions may apply.


Lending

Auto

Annual Percentage Rate (APR) as low as 3.99% for borrowers with excellent credit. APR, fees and repayment terms vary by program and may result in a higher rate than advertised. Customer is responsible for tax, tags, and title. APR subject to change without notice.

To calculate your monthly payment around different terms, use our auto loan calculator.

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Adjustable Rate Mortgages

Adjustable Rate Mortgage has a variable rate that is subject to change after the noted number of years (i.e., a 5/1-yr ARM can change after 5 years) and may cause the payment to increase. Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 70% or less with a credit score(s) of 740 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

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Fixed Mortgages

Annual Percentage Rate (APR) will be determined based on Property Type, Loan Amount, Loan-to-Value Ratio, and Credit History. Subject to credit approval. Offer available for owner occupied, single family properties with a combined loan to value (CLTV) up to 70% or less with a credit score(s) of 740 or greater. Other restrictions may apply. Rates are subject to change at any time and may be higher than quoted.

To calculate your monthly payment around different terms, use our mortgage calculator.

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HELOC

HELOC rates can adjust monthly based on the Prime Rate as published in The Wall Street Journal. The variable interest rate can be as low as the Prime Rate based on credit underwriting. Maximum APR is 21.00%. A Home Equity Line of Credit is a specific type of mortgage that allows qualified applicants to borrow up to 89.9% of the current market value of their home (less any outstanding liens) and is based on a credit bureau rating (CBR) of 700 or greater. A CBR below 700 is limited to 80% maximum loan to value (LTV). Property insurance is required and is the sole responsibility of the homeowner.


Home Equity Loan

Annual Percentage Rate (APR) of 4.70% on the Home Equity Loan is good for amounts as low as $10,000 up to $125,000. Rates and loan terms are subject to credit approval/underwriting process. Qualified borrowers can borrow up to 80% of the current market value of their home (less any outstanding liens). The costs for originating your loan, excluding any intangible/mortgage tax, are waived at closing (conditions apply-contact us for details). Consult your tax advisor regarding deductibility of interest. Commercial properties are excluded from promotional rates.


Savings & CDs

CDs

Minimum balance to open and receive the advertised APY (Annual Percentage Yield) is $500.00. Opening balance must be an original deposit and cannot be a brokered CD or an amount transferred from another Atlantic Capital Bank (FSG Bank) account. A penalty may be imposed for early withdrawal. Advertised rate is for existing Atlantic Capital Bank (FSG Bank)CD account holders and new bank customers. The advertised rates are as follows:

  • For 36 month CD, other restrictions than terms above may apply.
  • For the advertised rate of 60 months, customer must have an Atlantic Capital Bank checking account to receive advertised rate offer. Other restrictions may apply. Public funds are prohibited.


Rates, terms, and conditions are subject to change without notice. Member FDIC.